Freecreditreport New Orleans

I applied for and got approved for a credit card with Y credit card company, that has a greater credit limit.

I freecreditreport New Orleans am considering closing my credit card from X company because they increased freecreditreport New Orleans the APR (doesnt really matter to freecreditreport New Orleans me), it has no rewards, and freecreditreport New Orleans I dont want to hav too freecreditreport New Orleans many credit cards with me.

Ive had the card for about 8 months or so Fizzle: Here is an article I wrote about closing credit cards and how it will affect your score: Think Twice Before Canceling Credit Cards.

You can also consider asking the credit card company to change your card to a rewards card so you can earn cash back (preferred) or points. I was just wondering if closing the freecreditreport New Orleans older credit card will ding my credit score much, since ive only freecreditreport New Orleans started using credit cards, and just freecreditreport New Orleans got the card for a relatively short time (about 7 months).

look into asking the credit company to freecreditreport New Orleans change my card type to earn freecreditreport New Orleans rewards. credit reports 3

Why is Chase Credit Card company so quick to cancel your card upon your request. I had a card for 10 years and cancelled it due to their refusal to remove a late fee. I guess whatever the customer needs to do to get you off the phone. I have a problem that I hope someone can help me with.

I have in total, 10 credit cards, but Im pretty sure that I have a good credit score because I make my payments in full and on time every time. But in my defense, 8 of these credit cards are department store cards (Nordstrom, Macys, etc) freecreditreport New Orleans and I only opened them to get the sign-up discounts. I probably only use the Nordstrom and Macys credit cards now and then, but freecreditreport New Orleans only because I feel like I shouldnt leave them inactive. free credit report band

But as for the rest of the cards freecreditreport New Orleans I dont really use them because its not like I shop at those specific stores all the time and even when I do, I forget and use my debit card instead.

The two major credit cards freecreditreport New Orleans that I use is my Wells freecreditreport New Orleans Fargo one and my Chase South West card, which I use the most because of the points.

I freecreditreport New Orleans really just want to stick with freecreditreport New Orleans one credit card, but I have freecreditreport New Orleans the other 9 looming over me. I dont want the credit card companies to close my accounts because my cards go inactive because I know that will hurt my FICO score. But I dont want to cancel my cards because I know THAT will hurt my score as well. Eunice, depending how long youve had your 10 ccs, I would suggest that if the inactive ones are less than 3-4 years old, it would be ok to cancel them, and just keep the 6 with some seniority. Like some of the older posts have suggested, you can always set up a monthly re-occurring payment of bills or freecreditreport New Orleans what not on each of the cards you decide to keep. credit report watch About freecreditreport New Orleans 4 years ago (in my not freecreditreport New Orleans so smart days), I went over the limit a few times on my first credit card. Recently, i accidently used that same card for the wrong large purchase and went over the limit again by about 30 dollars. Brian, Assuming this is the first transgression in 4 years it probably shouldnt affect your score much at all. You may even be able to call your credit card company and ask them to remove the penalty and over the limit occurrence from your credit record.